What the Latest RBA Rate Rise Means for Property Investors in 2026
Higher borrowing costs are changing the market, but smart Australian investors can still find strong opportunities TL;DR: The latest RBA rate rise means property investors in Australia need to be more selective in 2026. Higher interest rates can reduce borrowing power and place more pressure on cash flow, but they do not eliminate good investment opportunities. Investors who focus on strong locations, realistic numbers and sustainable rental demand can still make smart property decisions in the current market.
By Aus Investment Properties- 2 weeks ago
- RBA Cut Rate Real Estate Australia , Aus Investment Properties , Interest Rates , RBA cut rate , Australian Property Investment , Investment Property 2026
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APRA Changes the Rules for Australian Property Investors?
TL;DR: APRA has introduced a new lending limit that affects Australian property investors. From 1 February 2026, lenders regulated by APRA can fund only up to 20 per cent of new investment loans where the borrower has a debt-to-income ratio of six or more. This is not a blanket ban on investor lending, but it may make it harder for highly leveraged investors to borrow at the upper end of their capacity. APRA has also kept the mortgage serviceability buffer at 3 percentage points.
- By Aus Investment Properties
- 3 weeks ago
- APRA Australian Property Investment , Investment Property 2026 , APRA , lending rules
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December 2025 Quarterly Property Report
The December 2025 Quarterly Property Report provides an overview of current pricing trends across new-build and packaged residential property offerings in Australia. Drawing on current market listings analysed by Aus Investment Properties, this report follows the same structure and methodology used in previous quarterly reports, with expanded analysis to support clear, data-backed comparisons across time periods, property types and locations.
- By Aus Investment Properties
- 1 month ago
- Quarterly Report , Australian Housing 2025 , Australian Property Investment
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National Listings Fall Sharply: What Tightening Supply Means for Property Investors
A shrinking pool of listings is reshaping opportunities for Australian investors heading into 2026 Australian investors are heading into the end of 2025 with a property market that is still tight on supply but showing strong buyer activity across capital cities. New SQM Research data from November 2025 reveals a sharp contraction in national listings, continued reduction in stale stock and yet another rise in asking prices. For property investors, these conditions are creating both challenges and strategic opportunities.
- By Aus Investment Properties
- 4 months ago
- Aus Investment Properties , Australian Property Investment , national property listing , SQM Research
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What the New Macquarie & Commonwealth Bank of Australia (CBA) Lending Clamp Down Means for Property Investors
Stricter “Company & Trust” Loan Rules Could Change Your Investment Strategy, Here’s What You Need to Know The landscape for property investors in Australia is shifting. From 22nd November 2025 CBA introduced tighter lending rules for non individual borrowers that is, companies and trusts significantly affecting how investors finance property through those structures.
- By Aus Investment Properties
- 4 months ago
- Investment Properties , investment opportunities Australia , CBA company trust lending Real Estate Australia , Aus Investment Properties , Australian Property Investment , Sydney property investors , investment property finance 2025
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Spring Surge: Australian Property Listings Climb Sharply in October as Investor Confidence Grows
With national listings up nearly 11% in a single month, the spring property market is showing renewed vitality offering investors fresh opportunities across key capitals. The Spring Market Heats Up Australia’s residential property market saw a robust revival in October 2025, with national listings jumping 10.9% to reach 252,557 dwellings
- By Aus Investment Properties
- 4 months ago
- Real Estate , Australia Property Market , Sydney Property Market , Melbourne housing trends , Brisbane investment property , investment opportunities Australia Real Estate Australia , Aus Investment Properties , Australia's Property Market Forecast , Australian Property Investment
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Capital Growth 12 months, measures the increase in a property’s value over the previous 12 months, indicating how much the investment has appreciated in that timeframe.
Capital Growth 10-year annualised, reflects the average annual increase in a property’s value over the last decade, smoothing out short-term fluctuations to show long-term appreciation trends.
Vacancy Rate, indicates the percentage of properties that are currently unoccupied in that postcode, It’s a key indicator for investors to assess the rental demand.
SMSF Property Investing, when investing inside your SMSF there are some restrictions on how you can purchase investment properties. We use the following information to help navigate the SMSF investment property options.
This property is a single-contract property suitable for an SMSF.
SMSF Single Contract
